Boat Insurance

Buying a boat is a major investment because, depending on what you buy, it can be as much as, or even more expensive than your home. Once you have parted with your hard earned cash, it is absolutely necessary that you protect your investment with a good boat insurance cover.
Boat insurance works pretty much like your standard car insurance. There are policies, which provide basic insurance cover that you can customise for your specific needs. It is important that your policy covers at least injuries, theft and damage to your craft. If you are planning to add your boat to your home insurance, please note that there would be limitations on the sum insured.

Types of Policy

No matter what type of boat you own, whether it's a yacht or just a small boat, you might prefer to opt for the ‘all risk’ insurance. This type of insurance covers physical damage or loss to the boat as well as its machinery, furniture, navigational equipment and all miscellaneous gear essential to the boats operation.
For high performance boats, that is vessels that run at 50 mph or more, you should make sure the policy is suited for this type of vessel. Also, policies for high performance vessels require that all the operators who drive the boat are listed. If someone not listed is operating the boat and there is an incident, there may be no coverage.
As terms and conditions can vary quite a bit, you should consult the individual policies and ensure you know what you're paying for before purchasing your boat insurance.

Direct Choice Boat Insurance

Direct Choice are a leading provider of boat insurance throughout the UK. They search for good policies and cheap quotes to meet your needs, so you don't have to. They only use insurers with a first class reputation for claim handling, therefore you are guaranteed to receive the best possible service. They operate an on-line quotation facility that means you can be covered in minutes!

Benefits Of Direct Choice

• They have over 25 years experience
• They are one of the most efficient insurance providers in the industry and grow larger every day
• They take more business off so-called “direct” insurers than they take from us.
• They are totally independent of any insurance company. This means that when you contact them, you can be assured of impartial advice in your best interests.
• One call or visit to their site for a quotation means that they can find you the best policy that suits your needs both in terms of coverage and price. Contrast this with a direct insurer, who will only be able to advise you on their own product and only provide you with one quotation

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